Benefits and money
Everyday savings and free passes
Real, ongoing discounts and free services for people with disabilities. No coupons, no sign-ups we profit from.
What is free or cheaper
- National parks and federal lands
- The Access Pass is a free lifetime pass for U.S. citizens and permanent residents with a permanent disability. Get it at a park or federal recreation site, order it from the USGS store (allow up to three weeks), or get a digital pass at recreation.gov. Bring photo ID when you use it.
- Buses and trains
- Transit systems that get federal money must charge people with disabilities no more than half fare during off-peak hours. Ask your transit agency for a reduced fare card. If you cannot use the bus, you may qualify for ADA paratransit; apply through your transit agency.
- Rides to medical visits
- Medicaid covers rides to medical appointments. Call your Medicaid plan or your state's ride line a few days ahead.
- Books and magazines
- The National Library Service lends talking books, braille and players for free, mailed to you, to anyone who has trouble reading print. loc.gov/nls or 1-888-657-7323.
- Free Matter for the Blind or Other Physically Handicapped Persons lets qualifying materials go by mail at no charge. Ask at the post office.
- Taxes
- Free tax filing help from IRS volunteers (VITA) for people with disabilities and lower incomes: find a site or call 800-906-9887. People who are blind get a higher standard deduction.
- Phone and internet
- Lifeline takes up to $9.25 a month off. Details.
- Shop with disability-owned and inclusive businesses
- Shop Inclusive lists them by state.
Stretching the budget
- A savings habit: $10 a week is $520 a year. An ABLE account keeps savings from counting against SSISupplemental Security Income: monthly payments from Social Security for people with disabilities who have low income and few savings..
- Free money coaching: many credit unions and nonprofit agencies offer it; call 211.
- Keep a list of every renewal date so nothing lapses. Use the tracker.
Last reviewed November 9, 2026. Sources: National Park Service: passes. Also: Federal Transit Administration; Library of Congress NLS; USPS; IRS. This page explains how programs work. It does not decide who qualifies. The agency that runs each program makes that decision.
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