Benefits and money
Medicaid: how to apply in your state
Medicaid is health coverage run by each state. For many people with disabilities it also pays for help at home, therapies and support to work and live in the community.
Who can get it
- People who get SSISupplemental Security Income: monthly payments from Social Security for people with disabilities who have low income and few savings. get Medicaid in most states, often with no separate application.
- Adults and children who are blind or have a disability can qualify through the aged, blind and disabled groups, with their own income and savings rules.
- In states that expanded Medicaid, most adults under 65 with low income qualify without a disability decision.
- Some states cover children with significant disabilities based on the child's income only (TEFRA or Katie Beckett).
Apply in your state
Pick a state to see who runs Medicaid, how to apply and the program for people who work.
If you work
Most states have a Medicaid Buy-In for people with disabilities who work. It lets you earn more and keep Medicaid, sometimes for a small premium. Your state's program is named above after you pick a state.
Services at home and in the community
Help at home, day programs, job coaching and respite often come through Medicaid waivers. Many have wait lists, so apply early. Every state's programs and how to get on them are on its state page.
Moving to a new state? Medicaid waivers do not move with you. You usually start over on the new state's wait list.
Tips
- Not sure you qualify? Apply anyway. A caseworker will look at deductions.
- Keep a copy of everything you send, and write down who you talked to and when. The tracker can help.
- Renew on time. Open every letter from Medicaid.
- Turned down or cut off? You can ask for a fair hearing. Read the deadline on your letter.
State details checked October 9, 2026 from each state's Medicaid agency. Last reviewed November 9, 2026.
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